There is no way to paraphrase this. Just read the blog post below about Albert Gonzalez, who the Department of Justice accuses of being the alleged ringleader of things that will make you shiver.
Just know that your credit/debit card information is never safe, so there is not need to worry about it. Just live your life and enjoy your conveniences. Let VISA deal with it.
http://redtape.msnbc.com/2008/08/could-a-hacker.html
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